Login

Key Highlights of Elite SBI Credit card
Axis Bank My Zone Credit Card
Best Suited for  Rewards and Travel
Joining Fee Rs. 4,999
Annual Fee Rs. 4,999 (reversed on annual spends of Rs. 10 Lakh)
Welcome Benefits Rs. 5,000 worth welcome gift vouchers
Best Feature Up to 50,000 bonus rewards points annually; Club Vistara and Trident Privilege Membership
The Money Fair Rating ★★★★(4/5)

Features:

  • Reward Points: Earn reward points on your everyday spends, which can be redeemed later for a variety of rewards including cashback, discounts, and lifestyle products.
  • Cashback: Get 1% cashback on all your spends.
  • Insurance: Get complimentary insurance coverage of up to Rs. 5 lakhs.
  • Travel Benefits: Get access to exclusive discounts on airfares, hotel bookings, and much more.
  • International Usage: Enjoy a range of privileges and convenience when you use your card abroad.
  • Shopping Benefits: Enjoy special discounts and offers when you shop at select stores.
  • Contactless Payments: Enjoy the convenience of contactless payments with your Elite SBI Credit Card.
  • EMI: Convert your high-value purchases into convenient EMIs.
  • Online Payment: Enjoy the convenience of making payments online with your Elite SBI Credit Card.

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Cashback rewards on all purchases
  • Exclusive access to deals, discounts, and offers
  • No annual fees
  • Up to 4 add-on cards for family members
  • Increased credit limit
  • Priority banking services
  • Complimentary airport lounge access
  • 24/7 concierge and travel services
  • Complimentary international travel insurance
  • 24/7 customer service support
  • Fraud protection
  • Access to exclusive rewards programs and special offers
  • Access to SBI reward points which can be redeemed for a variety of rewards
  • Additional reward points for dining and entertainment purchases
  • Monthly statement with detailed spending analysis
  • Access to exclusive SBI credit card offers and discounts
  • Access to mobile banking services

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Elite SBI Credit card: Fees & Charges

The fees and charges applicable to Elite SBI Credit card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 4,999

Annual/ Renewal Fee

Rs. 4,999

Finance Charges

up to 3.50% per month [42% per annum]

Late Payment Fee
  • NIL for Total Amount due from Rs.0-Rs.500
  • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000
  • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000
  • Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000
  • Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
  • Rs. 1,300 for Total Amount due greater than Rs. 50,000

The Elite SBI Credit Card is a premium credit card that offers a variety of benefits and rewards for cardholders. It is suitable for those who spend a lot on their credit cards and are looking for a card that offers great rewards, exclusive offers, and other features. However, the card does come with an annual fee, so it may not be suitable for everyone. It is important to compare the features and rewards of the Elite SBI Credit Card with other credit cards available in the market before making a decision.

The decision to go for an Elite SBI Credit card should be based on a person's individual needs. It is important to consider factors such as the card's features, the rewards and benefits offered, and the annual fees associated with the card. It is best to compare the features and rewards of different credit cards and choose the one that best suits your lifestyle and spending habits.

Q.  Is SBI Card Elite credit card internationally acceptable?

A. Yes, SBI Card Elite is an internationally accepted credit card.

Q. Where will I receive my welcome voucher?

A. Your welcome voucher will be sent to your email address. You may also find it in your account's "My Vouchers" page.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. Does the card provide Fraud liability cover?

A. It depends on the type of card you have. Some cards offer fraud liability protection, while others do not. Contact the issuer of the card to find out if your card offers this type of coverage.